Access to, and use of, this site is provided by Toye, Kenning & Spencer subject to the following Terms and Conditions:

  1. Use of this site constitutes your acceptance of these terms and conditions, which take effect immediately on your first use of the site. Toye, Kenning & Spencer reserves the right to change these terms and conditions at any time by posting changes online.
  2. Material may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any way except for your own personal non-commercial home use. Any other use requires the prior written permission of Toye, Kenning & Spencer. You agree not to adapt, alter or create a derivative work from any of the material contained in this site or use it for any other purpose other than for your personal non-commercial use. You agree to use this site only for lawful purposes, and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by any third party. Such restriction or inhibition includes, without limitation, conduct which is unlawful, or which may harass or cause distress or inconvenience to any person and the transmission of obscene or offensive content or disruption of normal flow of dialogue within this site.
  3. This site and the information, names, images, pictures, logos and icons regarding or relating to Toye, Kenning & Spencer its products and services (or to third party products and services), is provided "AS IS" and on an "IS AVAILABLE" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. In no event will Toye, Kenning & Spencer be liable for any damages including, without limitation, indirect or consequential damages, or any damages whatsoever arising from use or loss of use, data, or profits, whether in action of contract, negligence or other tortious action, arising out of or in connection with the use of the site. Toye, Kenning & Spencer does not warrant that the functions contained in the material contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy, and reliability of the materials. The names, images and logos identifying Toye, Kenning & Spencer or third parties and their products and services are proprietary marks of Toye, Kenning & Spencer and/or third parties. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any licence or right under any trademark or patent of Toye, Kenning & Spencer or any other third party.
  4. Links on this site to third-party websites are provided solely as a convenience to you. If you use these links, you will leave this site. Toye, Kenning & Spencer has not reviewed all of these third-party sites and does not control and is not responsible for any of these sites or their content. Thus, Toye, Kenning & Spencer does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to this site, you do this entirely at your own risk.
  5. Indemnify Toye, Kenning & Spencer against all legal fees, damages and other expenses that may be incurred by Toye, Kenning & Spencer as a result of your breach of the above warranty.
  6. If any of these Terms and Conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these Terms and Conditions are intended to be effective, then to the extent and within the jurisdiction which that Term or Condition is illegal, invalid or unenforceable, it shall be severed and deleted from this clause and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable.
  7. These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales.
  8. If these Terms and Conditions are not accepted in full, you do not have permission to access the contents of this website and therefore should cease using this website immediately.